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How to exchange USDT for lari and receive it on a TBC or Bank of Georgia card

A step-by-step guide from choosing the USDT TRC20 → TBC/BOG direction to receiving lari on your card. What to check before sending and which mistakes to avoid.

If you hold USDT and need lari on a Georgian card, you can exchange without registration and without a chain of intermediaries. Below is the sequence for a payout to a TBC or Bank of Georgia (BOG) card.

What to prepare

  • USDT on the TRC20 (Tron) network in your wallet or on an exchange.
  • The number of the TBC or BOG card that will receive the lari.
  • An email address: the order status and a link to the order are sent there.

Step by step

  1. Open the website. Make sure the address bar shows draxma.io and not a look-alike domain.
  2. Choose the direction. You give Tether TRC20, you receive TBC or BOG. Current terms for TBC are on the USDT to TBC exchange rate page.
  3. Enter the amount and check the limits. They are shown in the exchange form. As of 2026-11-02 11:22 UTC the range for TBC is 50–1036.18 USDT, and for BOG it is 100–1036.18 USDT. The maximum depends on the current reserve.
  4. See how much you will receive. As of 2026-11-02 11:22 UTC the rate was 1 USDT = 2.4127 GEL. The lari rate changes, so rely on the figures in the form. The "You receive" amount is final: service and network fees are already included.
  5. Enter the card details and email. Check every digit of the card number carefully.
  6. Create the order. The rate is locked for the period stated in the order, usually 30 minutes. If you send USDT later, the order is recalculated at the current rate.
  7. Send USDT to the address shown in the order. Choose the TRC20 network only and send the amount stated in the order. Copy the address and compare its beginning and end before confirming.
  8. Wait for TRON network confirmations. The status is visible live on the order page. If no extra check is needed, the payout is automatic, usually within 30 minutes.
  9. Check the payout. A payout confirmation appears on the order page. Your bank may charge its own fee, so check its tariffs if needed.

When verification may be requested

Without registration you can exchange up to $1,000 per order. Verification (a photo of your ID and a selfie) is requested from $1,000 per order or from $3,000 in total over 30 days. It can also be requested after an AML check, whatever the amount.

Common mistakes

  • Sending USDT on another network (ERC20, BEP20): such funds may be lost.
  • An amount outside the limits. The BOG minimum is higher than the TBC one.
  • A typo in the card number or wallet address.
  • Waiting too long after creating the order: the rate may change.
  • Trusting messages from "support" in private accounts. A genuine service never asks for passwords, SMS codes or seed phrases.

If the payout has not arrived

Open the order page and look for the payout confirmation. If it is missing and the time has run out, write in the order chat or press "Open appeal".

Summary: choose TRC20 → TBC or BOG, check the limits and the amount you receive, send USDT on the right network and follow the order status.

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